Mutual Obligations

What Are Mutual Obligations?

Requirements you must meet to keep receiving JobSeeker Payment or Youth Allowance.

Points-Based System

Monthly Target

  • Most job seekers: 100 points per month
  • Reduced capacity: 20-85 points
  • Exemptions available: 0 points

How to Earn Points

Job Search (5 points each)

  • Apply for suitable job
  • Must be genuine application
  • Keep evidence of all applications

Appointments (10-20 points)

  • Provider appointments: 10 points
  • Job interviews: 20 points
  • Employer meetings: 20 points

Activities (Variable)

  • Work for the Dole: 25 points/week
  • Training courses: 20 points/week
  • Part-time work: 8 hours = 100 points
  • Volunteering: 20 points/week

Reporting Requirements

Fortnightly Reporting

  • Report every 2 weeks
  • Include all income
  • Report on your reporting day
  • Can report up to 13 days early

What to Report

  • Employment income
  • Cash payments
  • Government payments
  • Changes in circumstances

Compliance Framework

Green Zone (Compliant)

  • Meeting all requirements
  • Payment continues normally
  • No penalties

Warning Zone

  • First missed requirement
  • Payment not affected
  • Must re-engage quickly

Penalty Zone

  • Repeated non-compliance
  • Payment suspensions
  • Financial penalties possible

Penalties

Payment Suspension

  • Immediate stop to payment
  • Must re-engage to restore
  • Back-pay possible if valid reason

Demerits

  • 1 demerit: First failure
  • 2 demerits: Second failure
  • 3 demerits: Third failure

Financial Penalties

  • After 3 demerits in 6 months
  • Lose 1 week’s payment
  • After 5 demerits: 2 weeks
  • After 6 demerits: 4 weeks

Valid Reasons

Acceptable Excuses

  • Medical emergency
  • Death in family
  • Natural disaster
  • Domestic violence
  • Mental health crisis

Evidence Required

  • Medical certificate
  • Police report
  • Statutory declaration
  • Support worker statement

Exemptions

Temporary Exemptions

  • Major personal crisis: up to 14 weeks
  • Medical condition: variable
  • Domestic violence: up to 16 weeks

Special Circumstances

  • Pregnancy (6 weeks before due date)
  • Major disaster affected
  • Temporary incapacity
  • Caring responsibilities

Tips to Stay Compliant

  1. Use the app: Track points easily
  2. Set reminders: For reporting days
  3. Keep records: All job applications
  4. Communicate: Tell provider about issues
  5. Ask for help: Before missing requirements

Getting Help

If You’re Struggling

  • Talk to your provider immediately
  • Ask for exemption if needed
  • Contact welfare rights service
  • Get medical evidence early

Support Services

  • National Debt Helpline: 1800 007 007
  • Centrelink: 136 240
  • Complaints: 1800 132 468
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